Summary of Cover

SUMMARY OF COVER
SECTION	COVER	SUMS INSURED	EXCESS
A	LOSS OF DEPOSIT CANCELLATION	£3,000 £3,000	£20 £50
B	EMERGENCY MEDICAL & ASSOCIATED EXPENSES	£2,000,000	£50
C	HOSPITAL INCONVENIENCE EXPENSES	£600 @ £20 per day	NIL
D	ABANDONMENT OF JOURNEY/TRIP	£3,000	£50
E	PERSONAL ACCIDENT* Death Limit	£15,000 £10,000	NIL
F	BAGGAGE Single Article Limit Valuables Limit DELAYED LUGGAGE	£1,500 £200 £200 £200 @ £50 per 12 hours	£50 NIL
G	MONEY CASH LIMIT CASH LIMIT FOR UNDER 18's	£300 £150 £100	£50
H	PERSONAL LIABILITY	£1,000,000	£50
I	DELAYED DEPARTURE DELAY ABANDONMENT	£200 @ £20/£40 per 12 hour delay £3,000	NIL £50
J	MISSED DEPARTURE	£500	NIL
K	LEGAL EXPENSES	£10,000	£250
Optional Business Cover Sections - only applicable if approprate premium paid
L	BUSINESS EQUIPMENT Single Article Limit Business Valuables Limit	£3,000 £750 £750	£75
M	ADDITIONAL PERSONAL ACCIDENT** Death Limit	£15,000 £10,000	NIL
Optional Golf Cover Sections - only applicable if approprate premium paid
N	GOLF EQUIPMENT Single Article Limit DELAYED GOLF EQUIPMENT - after 12 hour delay HIRED GOLF EQUIPMENT	£1,500 £750 £250 @ £50 per full day £750	£50 NIL £50
O	GOLF COURSE CLOSURE	£350 @ £50 per 24 hours	1^st 24 hours
P	MEDICAL INABILITY TO PLAY GOLF	£250 @ £50 per 24 hours	NIL
Q	UNUSED MEMBERSHIP FEES	£400	1^st 7 days

* Death limit reduced to £1,000 in repsect of an insured person aged 15 years and under or aged 65 years and over.
** Limited to insured persons 16 years to 65 years only.